How To Get Windscreen Replacement Done In Minutes Without Getting Ripped Off!
Date : May 25, 2021
Author : DR Armed Zayed
Categories : Articles
A windscreen replacement is one of the most typical insurance claims. In fact, around 70% to 80% of replacement windscreens are edge cracked, with an impact point less than 5 cm (2 inches) from the edge. But, there is one problem.
Those who’ve never had to pay for car windscreen replacement, are shocked whenever they have to cover the expenses for a fix. Big carmakers, commonly referred to as Original Equipment Manufacturers (OEMs), can rip people off by scaring them into buying overpriced OEM products.
Plus, if customers have no clue how to make the most of insurance plans, these costs can become quite a handful. So, how do you get automotive maintenance repair without getting ripped off? Here, we will answer all the questions for you. This is a detailed guide on window screen replacement, including its cost and insurance.
Windscreen Damage: Covering the Basics
When an object, such as a pebble, hits the windscreen during its intended, normal, and foreseeable use, this minor impact can cause a pinhead size fracture. With a second defect or induced stress created while the windscreen is installed, that same spot can cause a fracture and crack the edge.
That immediate crack can spread more than 15cm (6 inches), depending on the size of the object that hit the windscreen. There are different types of cracks. You have a:
- Short crack – this is a 15cm (6-inch) crack or under, which comprises 10% of windscreen replacements and repairs.
- Long crack – this is a crack that’s from 18cm to 30cm (7 to 12 inches) long and accounts for 53% of replacements
Simple cracks like these are super easy and cheap to repair. But, when the damage is severe, and the windscreen has suffered some serious cracks and holes, that’s when you need a windscreen replacement.
Since the windscreen is an indispensable component of your vehicle, it must be kept in excellent shape. The more cracked it is, the harder it is to see. So, unless you invest in professional automotive repair, you can amplify the risk of an accidental car crash.
However, to choose the right aftermarket product and glass, you need to know more about the Original Equipment Equivalent Glass (OEE), including how to assert your rights. Here is a quick look at all the facts you’ve been missing.
Original Equipment Equivalent Glass (OEE)
OEE glass and parts are often manufactured in the exact same factory as their OEM (Original Equipment Manufacturer) counterparts. But, their price can be 300% lower.
Certain insurance companies even waive the excess the moment you go for OEE glass. Furthermore, companies such as these, cobrand their names into OEM merchandise. Their logos are sometimes printed on the windscreen, together with the vehicle maker’s badge.
When it comes to safety and quality, both OEE and OEM glass products go through the exact same safety checks and are manufactured with the same components. So, when you think about the windscreen replacement cost, this is something you should have in mind.
It won’t measure the product’s quality and fitment. If the new windscreen doesn’t fit or is not properly adjusted, it could cause leaking and loud wind noise. It can also affect calibration, vehicle centring, and distance control.
If you are interested in an OEE glass product, you should go for those that are recognized for their quality and international standards. Such as CCCs, Dot Marks, and E Marks. Excellent-quality factories rely on robotics to fit the calibration sensor and provide a snug fit.
How to Choose the Right Price Range?
The international trend for those who own a car is to opt for OEE glass. In the U.S. and European markets, just 1.5% to 2% of people who own a car choose original glass as a windscreen replacement.
In other words, it is evident that local customers could use a practical guideline on how to become more aware of their options. With information such as this, they will be empowered to make more adequate choices tailored towards their current budget.
How Much to Replace Windscreen?
The windscreen replacement cost varies from country to country. In the UK, an average car windscreen replacement can range anywhere, from £190 to £420. For example, for a Lotus Elise, the cars automotive repair for the windscreen can cost £320.
Whereas for a Mini Cooper, it can come at £155. But, if you claim the car insurance, you might have to pay about £10 excess. That’s pretty cheap, considering the level of damage. Besides, the repair can take as little as 30 min. So, you are definitely looking at a quick fix.
The prices also vary based on the type of vehicle and the insurance company the car owner is working with. Depending on their insurance contract, car owners might have to pay an excess to claim through the insurance provider. That’s how people can avoid paying the full price for a car window screen replacement.
Various companies specialize in windscreens and offer coverage at different prices. The windscreen price, however, is estimated according to the specific suppliers that supply the retailers. They also vary based on the quantity and amount purchased at any given time.
In most cases, a fully comprehensive insurance policy will offer or include a windscreen cover. For theft, fire, it can include an additional extra. For instance, glass damage is covered by their third-party policy. As well as theft and fire damage.
However, if the windscreen was damaged by a stone, then most people will have to pay the entire cost for the replacement or repair. So, making the most of your insurance can help you cash in at a good deal.
Does Windscreen Replacement Count as a Claim?
It will depend on the type of policy you selected. In the case of a comprehensive cover, the policy will most likely include a windscreen cover. This is specified in the primary section of the insurance policy. To make sure you know what you are getting, contact your insurance provider.
You might have a separate windscreen cover. Do have in mind, however, that if you make a claim, you will still have to pay an excess. Of course, not every policy will have you pay the excess, but most of them will. This can range from £20 to £150 based on the policy, type of fix, or windscreen replacement.
Those who searched online for a “windscreen replacement near me”, can compare the excess fees from the top insurance companies. Check out the table below to find everything you are looking for.
|Replacement excess cost||Repair excess cost|
Will the Claim Affect the Renewal Premium?
Most insurers will not increase the renewal premium for people who make a claim for windscreen replacement or repair. But, there could be an exception depending on the type of insurance you selected. That’s why it is super important to talk with the insurance provider and obtain reliable information. Remember, you must declare a claim to the insurer.
I Don’t Have Coverage. Can I Repair the Damage Myself?
Absolutely. If there is a small crack or a chip, you don’t have to spend a hefty sum to get it repaired. For minor damage, you are better off arranging the repair yourself. But, if the damage is severe and you need professional replacement, then contacting the insurer is a much better pick.
That way you get to pay a much cheaper bill. Replacing the windscreen is a lot more expensive than a quick fix. It also requires tricky placement. Therefore, you will feel much safer if the damage is fixed by a professional.
If you don’t get it fixed, the crack can fail the MOT. Particularly if that crack is about 10mm in size. So, don’t postpone the repair and maintenance for too long if you want to achieve the desired result. That way you reduce the risk for injury and car accidents when driving.
Getting the windscreen replaced for the very first time can seem a bit overwhelming. Especially if you have no clue what to do. People who are unaware of windscreen replacements tend to pay a lot more than it is worth. With the guide listed here, you can find some useful information on how to fix that damage without getting ripped off. Did you find our guide helpful? Share your thoughts in the comment section below!